diff --git a/server/routes/games.js b/server/routes/games.js
index 85b862f..ceb3281 100755
--- a/server/routes/games.js
+++ b/server/routes/games.js
@@ -2153,7 +2153,9 @@ router.put("/:id/:action/:value?", async (req, res) => {
             console.log(`Bank ${bank}`)
             return;
           }
-          bankType = (type === 'bank') ? '3:1' : type;
+          bankType = (type === 'bank')
+            ? '3 of anything for 1 resource'
+            : `2 ${type} for 1 resource`;
           if (player.banks.indexOf(type) === -1) {
             player.banks.push(type);
           }
@@ -2162,7 +2164,8 @@ router.put("/:id/:action/:value?", async (req, res) => {
       game.turn.actions = [];
       game.turn.limits = {};
       if (bankType) {
-        addChatMessage(game, session, `${name} placed a settlement by a maritime bank for ${bankType}.`);
+        addChatMessage(game, session, 
+          `${name} placed a settlement by a maritime bank that trades ${bankType}.`);
       } else {
         addChatMessage(game, session, `${name} placed a settlement.`);    
       }
@@ -2173,6 +2176,7 @@ router.put("/:id/:action/:value?", async (req, res) => {
       }
       corner.color = session.color;
       corner.type = 'settlement';
+      let bankType = undefined;
       if (layout.corners[index].banks.length) {
         layout.corners[index].banks.forEach(bank => {
           console.log(game.borderOrder);
@@ -2183,15 +2187,24 @@ router.put("/:id/:action/:value?", async (req, res) => {
           if (!type) {
             return;
           }
+          bankType = (type === 'bank')
+            ? '3 of anything for 1 resource'
+            : `2 ${type} for 1 resource`;
           if (player.banks.indexOf(type) === -1) {
             player.banks.push(type);
           }
         });
       }
       player.settlements--;
-      player.maritime = player.banks.map(bank => game.borders[Math.floor(bank / 3) + bank % 3]);
+      if (bankType) {
+        addChatMessage(game, session, 
+          `${name} placed a settlement by a maritime bank that trades ${bankType}. ` +
+          `Next, they need to place a road.`);
+      } else {
+        addChatMessage(game, session, `${name} placed a settlement.` +
+          `Next, they need to place a road.`);
+      }
       placeRoad(game, layout.corners[index].roads);
-      addChatMessage(game, session, `Placed a settlement. Next, they need to place a road.`);
     }
     break;
 
@@ -2750,7 +2763,6 @@ const resetGame = (game) => {
       points: 0,
       development: [],
       banks: [],
-      maritime: [],
       army: 0,
       playedCard: 0,
       haveResources: false,